You can also freeze your credit by mail, but it’s going to involve a little more work. How to Freeze Your Credit With Equifax by Mail You’ll have the option to receive a one-time PIN by text message or answer questions based on information in your Equifax credit report for identity verification. The information you’ll be asked to provide will mirror the information listed above for the online process. The process of freezing your credit by phone is very similar to the process online. How to Freeze Your Credit With Equifax via the Phone Note that you may need to lift the freeze if you are applying for credit in the future. Once you have proven your identity, you will have created a myEquifax account, which you can log in to if you ever need to lift the freeze either temporarily or permanently. This is all to ensure that you are actually the one requesting the freeze. You will also likely be asked some questions about prior places of residence and credit accounts you may have or have had in the past. You will need to give Equifax some information in order to prove your identity. In order to freeze your credit with Equifax online, you’ll need to head here: How to Freeze Your Credit With Equifax Online Onlineįreezing online is by far the easiest method, so we’ll start with that one. 3 Ways to Place a Freeze on Your Credit With EquifaxĪll three major credit bureaus, Equifax included, allow you to freeze your credit online, by phone or by regular mail. You’ll also want to be sure to put freezes in place with Experian and TransUnion, which you can learn how to do here and here. In this article, we’ll show you how to place a security freeze on your credit with Equifax. This article has been viewed 1,354 times.Freezing your credit with all three major credit bureaus is the single most important thing you can do to protect yourself against identity theft and stop criminals from opening lines of credit in your name, according to money expert Clark Howard. Jonathan has been featured in the New York Times, the Wall Street Journal, Money Tips, Mindful Magazine, and Business Insider among others. He also earned his Accredited Investment Fiduciary (AIF®) credential from Fi360. He studied Financial Analysis at the CFA Institute and earned his Certified Private Wealth Advisor (CPWA®) designation from The Investments & Wealth Institute. With over 25 years of financial advising experience, Jonathan is a speaker and the best-selling author of "Mindful Money: Simple Practices for Reaching Your Financial Goals and Increasing Your Happiness Dividend." Jonathan holds a BA in Philosophy and Religious Studies from Montana State University-Bozeman. ![]() Jonathan DeYoe is a Financial Advisor and the CEO of Mindful Money, a comprehensive financial planning and retirement income planning service based in Berkeley, California. ![]() This article was co-authored by Jonathan DeYoe, CPWA®, AIF® and by wikiHow staff writer, Jennifer Mueller, JD. This article has been viewed 1,354 times. There are 7 references cited in this article, which can be found at the bottom of the page. ![]()
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